Terms & Conditions

Last Updated: 4/11/2026

These Terms & Conditions (“Terms”) govern your use of the Americas Auto Service website and any vehicle service contracts or related services offered.

By using this website or requesting a quote, you agree to these Terms.

1. Overview of Services

Americas Auto Service provides vehicle service contracts designed to help cover certain mechanical breakdowns after a manufacturer’s warranty expires.

Coverage is not guaranteed and is subject to:

• Contract terms and conditions

• Coverage limits and exclusions

• Vehicle eligibility

• Administrator approval

Full details are provided in the official service contract issued at the time of purchase.

2. Not Insurance / No Manufacturer Affiliation

• Vehicle service contracts are not insurance policies

• We are not affiliated with any vehicle manufacturer or dealership

• Coverage does not replace or extend a factory warranty

3. Website Use

By using this website, you agree to:

• Provide accurate and complete information

• Use the site only for lawful purposes

• Not attempt to disrupt or misuse the website

We reserve the right to restrict access for misuse.

4. Quotes & Eligibility

Quotes provided through this website:

• Are estimates only

• Are based on vehicle information provided

• Do not guarantee eligibility or coverage

Final pricing and coverage are determined after review and approval.

5. Enrollment & Activation

Coverage begins only after:

• Vehicle information is verified

• Payment is processed

• A service contract is issued and accepted

A waiting period and additional requirements may apply before coverage becomes active.

6. Payments

Customers agree to:

• Pay according to their selected payment plan

• Maintain a valid payment method

• Keep billing information up to date

Missed or late payments may result in cancellation of coverage.

7. Claims Process

To receive coverage:

• Claims must be approved before repairs begin

• Repairs must be completed by a licensed repair facility

• Supporting documentation may be required

Unauthorized repairs may not be covered.

8. Coverage Limitations

Vehicle service contracts:

• Cover specific components only

• Do not cover all repairs or maintenance

• Exclude pre-existing conditions and non-covered parts

Coverage varies by plan. Refer to your agreement for full details.

9. Cancellation & Refunds

You may cancel your contract at any time.

• Within 30 days: Full refund minus any claims paid

• After 30 days: Prorated refund based on time or mileage used, minus claims and applicable fees

Refund terms may vary based on your agreement.

10. Limitation of Liability

We are not responsible for:

• Non-covered repairs

• Unauthorized repairs

• Damage caused by misuse, neglect, or accidents

• Indirect or consequential losses

Our responsibility is limited to the terms outlined in your service contract.

11. Third-Party Services

Some services may be administered by third-party providers.

We are not responsible for the actions, services, or decisions of third-party administrators or repair facilities.

12. Intellectual Property

All content on this website is owned by Americas Auto Service and may not be copied or used without permission.

13. Privacy

Your information is handled in accordance with our Privacy Policy.

14. Changes to Terms

We may update these Terms at any time. Continued use of the website constitutes acceptance of any changes.

15. Governing Law

These Terms are governed by applicable state laws. Any disputes will be handled in the appropriate legal jurisdiction.

16. Contact

For questions regarding these Terms, please contact us through our website.

Call us: (800) 273-5638

Mail us: 

3411 Silverside Rd Suite 104B

Wilmington DE 19810